A Dangerous Game Even In The Best Of Times

Hover & Hessel LLC highly values our strategic partnership with Johnson & Dugan Insurance Services Inc., a full service employee benefits management and consulting firm focusing on services to mid-market employers. Doug Hessel has been a Principal at Johnson & Dugan for fifteen years and David Hover has newly affiliated with Johnson & Dugan in 2012.

Employers looking for full spectrum benefits management, including pension consulting, come to Johnson & Dugan for the firm’s unique experience structuring benefit plans, integrating them with Human Resources and providing year round guidance and expertise to clients. With significant Health Care Reform changes on the horizon, Johnson & Dugan’s high touch, consulting approach to benefits management is something clients appreciate.

Today, all employers struggle through the annual benefit renewal process. And the results are very similar:

• Costs continue to rise significantly 
• Employees are unhappy with the changes 
• The risks associated with non-compliance grow every year.

Johnson and Dugan clients do not resign themselves to a future of endless premium increases and unhappy employees. They know an active and experienced benefits partner who remains engaged throughout the year will lead to better plan design, better employee satisfaction and lower costs, especially during the implementation of the new Health Care Reform rules.